Kountry Kawboy
Expert Class
Posts: 106
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posted May 23, 2007 04:07 AM
Your checkbook always tells where your heart is.
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'84 Honda V65 Magna
'87 Kawasaki 1000R
'96 Kawasaki ZX-11
Salivating for a ZX-14
  
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200hp_ZX14
Expert Class
Posts: 134
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posted May 23, 2007 04:33 AM
quote:
Geez it's a ten thousand dollar bike, its cheaper than a ford focus, anybody who REALLY wants one can afford one, just a matter of prioritys. This is about the stupidest thread I've ever read.
And yet I'm stupid enough to post on it.
Actually not just anyone could afford this bike or any other bike for that matter. In the grand scheme of things any 30 y/o with a family and a household income of $60k+could afford to get this bike. Will they have to adjust other things in their life to justify the cost? Probably so. It would depend on how much money is already going out of the family budget for rent/mortgage, current debt, and car payments.
To anyone who makes over $50k-$70k household income a year this all seems pretty easy to do can be easily managed. But to the average joe, this "$10k bike" as you called it will cost them $200 in payments (or $100/month now and $350+ a year later when the ballon payments catch up), another $75 a month or so for insurance and thats not including services and tire changes which will probably cost another $300-$400 just in tires alone. So your talking around $4k a year out of the family budget for a hobby. Thats kinda hard for a lot of working class people to absorb with no issues.
But to the average joe, saving $50 a month for a few years and being able to buy a used 600cc bike is a hell of a lot more pracitcal than our "$10k bike" that you assume anyone can afford.
So in summary, not to ruffle too many feather but to simply give another point of view, This bike can not be purchase by anyone who wants one. Anyone who REALLY wants a bike might be able to purchase a '00 F4i or something similar but not this bike or any bike that cost $10k+ OTD. I for one can think if only a few co-wokers who can afford my bike. I can damn sure think of a lot of them who CAN'T afford it though. I can also think of a lot who can purchase the bike then have it sit somewhere because they can't afford to swap out the tires when they need to.
This coming from a soldier in the Army who has many broke co-workers who can barely afford buying a used car for $10k, let alone a bike too.
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207HP* '06 Candy Blue ZX-14
Some mods done
Best run - 10.19@137.40mph
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200hp_ZX14
Expert Class
Posts: 134
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posted May 23, 2007 04:59 AM
Oh yeah, and I have an older brother who's a detective in New Jersey who's been wanting a bike for the better part of 10 years. Does he have one? Nope! He has a household income of around $85k or so but also has a wife and a new child. Depends on my mother for daycare to help lower costs. So he can't afford a bike because he has other obligations (two car payments, mortgage on a condo, etc.) along with the extra cost of living.
I have another younger brother who joined the Army 2 years ago who can't afford a bike even though he's been wanting one for 5 years or so. He's only a E4 who's married and has a young child. His household income is probably around $40k and can't afford any bike, not even a cheap used 600cc bike.
I could easily come up with another 20 people I know who can't afford one so it seems as if anyone who REALLY wanted the bike might be able to but there are a hell of a lot more who CAN'T afford it.
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207HP* '06 Candy Blue ZX-14
Some mods done
Best run - 10.19@137.40mph
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NinjaNick
Needs a job
'08 ZX14 (Blue)
Posts: 4558
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posted May 23, 2007 07:10 AM
 Edited By: NinjaNick on 23 May 2007 08:13
Wow 200hp_ZX14, I can't IMAGINE how much income it takes to afford something that is $20,000! I bet a trillion billion dollars huh? 
If you want to pose on your bike thinking your showing wealth, you bought the wrong toy. Buy a custom chopper or a sportscar. Your bike doesn't say high income buddy. 
Ignorance is bliss?
It's not that they can't afford it, it's that they don't know how to work around it. Trust me I've lived with a bike and couldn't actually afford it. Overtime just to be able to purchase a tire for it and shit. If you want something bad enough, you can make it happen. I pay for shit that I can't afford, and probably shouldn't have. Nobody can really afford anything unless they pay cash for it.
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Ojref
Expert Class
Posts: 336
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posted May 23, 2007 07:30 AM
This thread is stupid. How much money we make is our own business. If you want to thug out your bike and show off your "wealf" that's yours.
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2006 Kawasaki ZX-14 Ninja, Red now with mo' Brock's in my lyfe
1991 Yamaha Vmax - Because I need a mule to carry the manhood
2002 Ford Lightning - Ford GT Aluminum block engined, 802HP 911TQ now WhippleCharged
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F_Sik
Expert Class
Posts: 121
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posted May 23, 2007 04:27 PM
this thread is only stupid for those who are stupid/ and those who are stupid and comment on how stupid this thread is are extra stupid/ that's sort of like dumb squared/ or Jerry's kid minus one/ you get the point/ those who don't get that...duh...mcfly...we know your income is your own business"and if don't want to comment on it...duh...don't have to/ but those who do and are proud of what they have and what they've done with their bikes, proud of their profession and want to brag a little bit, that's who this thread is for/ yes...us pathetic, gloating, bragging, self-absorbed, get-it-my-way kind of m-fkrs/ there again, you don't have to comment if you don't want to comment/ keep it to yourself/ if it's not for you, cool/ I'm not pissin in your cereal/ don't worry about people who want to tell you what they do, what they make, what they ride, and that they're proud of it/ oh yeah, by the way...hi y'all/ I'm that new dick/ don't mind me/ just call it like I see it/ ayyyight
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As long as y'all don't have any kryptonite/I'm gonna be alright.
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NinjaNick
Needs a job
'08 ZX14 (Blue)
Posts: 4558
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posted May 23, 2007 04:33 PM
Edited By: NinjaNick on 23 May 2007 17:33
I think you have to start knowing what a "PERIOD" aka "." is before you can call someone stupid...lol :P
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200hp_ZX14
Expert Class
Posts: 134
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posted May 23, 2007 08:53 PM
quote:
Wow 200hp_ZX14, I can't IMAGINE how much income it takes to afford something that is $20,000! I bet a trillion billion dollars huh?
If you want to pose on your bike thinking your showing wealth, you bought the wrong toy. Buy a custom chopper or a sportscar. Your bike doesn't say high income buddy.
Ignorance is bliss?
It's not that they can't afford it, it's that they don't know how to work around it. Trust me I've lived with a bike and couldn't actually afford it. Overtime just to be able to purchase a tire for it and shit. If you want something bad enough, you can make it happen. I pay for shit that I can't afford, and probably shouldn't have. Nobody can really afford anything unless they pay cash for it.
Wow, find one time that I said my 14 was a status symbol of my wealth? It is a status symbol among bikes because its the fastest current production bike but that has nothing to with wealth.
And buying a $20k vehicle is nothing to financially stable household. There are numerous families that buy or lease new cars and/or trucks every 2 years or so, but thats not the average household. The average household income in the states is only $46k ( http://en.wikipedia.org/wiki/Household_income_in_the_United_States ). So the average household can not go out and make a $20K purchase all willy nilly like. Most would have to say something to the effect of, "We need a new car/truck. How can we bend our budget to afford one?" or "I would like to get a bike, I need to find a way to save up some money so I can get one." if they wanted to make a sound decision for the family.
Thats all I was saying when I wrote my post above. It had nothing to do with wealth, status symbols or anything of that nature. It simply had to do with the fact that the average man probably couldn't walk into a Kawasaki dealer, fall in love with a 14 and walk out the door with it, without having serious buyers remorse hours later. Could they buy the bike? Probably so, if they can get financed. But can they actually afford the bike? Probably not. Owning any bike is a pretty big investment, with services, tires, everyday maintenance, insurance, etc, not including payments if you financed it. And making a decision to take on an investment like a bike is not something that is easy for the average man can do when he has a wife, kids, mortgage/rent, car payments, utilities, cell phone bills and whatever other debt they have.
If I wanted to gloat about my wealth, I would have told you that I have 5 vehicles in my $300k house. (Note: I didn't say apartment, condo, or duplex but MY house) I have the title for 4 of the 5 and only don't have the title for one because I just traded in another payed off vehicle to get it. So if I wanted to talk about my wealth and status symbols I would have mentioned those things but I didn't until you accused me of some BS.
And if your living your life just to pay for stuff, than you are the exact reason why people never become financially secure and depend on social security and the government's dime once they retire. If your working overtime to buy a damn tire for your bike there is a problem and you need to sell your bike until you become more financially secure and can afford your toys. Looks to me like your the one who bought a bike you couldn't afford so you can have a "status symbol"
Check out my "status symbols" as you call them:
07 Silverado $30k (financed, Traded in a '00 paid off IsuzuHombre when I got it)
04 MDX $42K (paid for)
02 330i $40k (paid for)
06 ZX14 $11.5k (paid for)
03 R1 $9.5k (paid for)
$300k 3br / 2ba house
All this and I came from a household which I got free lunch in school cause my parents household income was less than average. So I think I've done damn well for myself, and I am proud of my possessions or as you call them "status symbols".
____________
207HP* '06 Candy Blue ZX-14
Some mods done
Best run - 10.19@137.40mph
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stevewfl
Moderator
Posts: 27920
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posted May 23, 2007 09:09 PM
quote:
This thread is stupid. How much money we make is our own business. If you want to thug out your bike and show off your "wealf" that's yours.
+1
As I previously posted in the Smackhouse:
Today's Ebonic word from the
Newark NJ Public School System is
"OMELETTE"
Let's use it in a sentence:
"I should pop yo ass fo what you jus did, but omelette dis one slide."
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2010 Concours14
'08 R1 YAMAHA
ZX14 gone!
CBR600RR track bike
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NinjaNick
Needs a job
'08 ZX14 (Blue)
Posts: 4558
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posted May 23, 2007 10:59 PM
Edited By: NinjaNick on 24 May 2007 00:00
quote:
quote:
Wow 200hp_ZX14, I can't IMAGINE how much income it takes to afford something that is $20,000! I bet a trillion billion dollars huh?
If you want to pose on your bike thinking your showing wealth, you bought the wrong toy. Buy a custom chopper or a sportscar. Your bike doesn't say high income buddy.
Ignorance is bliss?
It's not that they can't afford it, it's that they don't know how to work around it. Trust me I've lived with a bike and couldn't actually afford it. Overtime just to be able to purchase a tire for it and shit. If you want something bad enough, you can make it happen. I pay for shit that I can't afford, and probably shouldn't have. Nobody can really afford anything unless they pay cash for it.
Wow, find one time that I said my 14 was a status symbol of my wealth? It is a status symbol among bikes because its the fastest current production bike but that has nothing to with wealth.
And buying a $20k vehicle is nothing to financially stable household. There are numerous families that buy or lease new cars and/or trucks every 2 years or so, but thats not the average household. The average household income in the states is only $46k ( http://en.wikipedia.org/wiki/Household_income_in_the_United_States ). So the average household can not go out and make a $20K purchase all willy nilly like. Most would have to say something to the effect of, "We need a new car/truck. How can we bend our budget to afford one?" or "I would like to get a bike, I need to find a way to save up some money so I can get one." if they wanted to make a sound decision for the family.
Thats all I was saying when I wrote my post above. It had nothing to do with wealth, status symbols or anything of that nature. It simply had to do with the fact that the average man probably couldn't walk into a Kawasaki dealer, fall in love with a 14 and walk out the door with it, without having serious buyers remorse hours later. Could they buy the bike? Probably so, if they can get financed. But can they actually afford the bike? Probably not. Owning any bike is a pretty big investment, with services, tires, everyday maintenance, insurance, etc, not including payments if you financed it. And making a decision to take on an investment like a bike is not something that is easy for the average man can do when he has a wife, kids, mortgage/rent, car payments, utilities, cell phone bills and whatever other debt they have.
If I wanted to gloat about my wealth, I would have told you that I have 5 vehicles in my $300k house. (Note: I didn't say apartment, condo, or duplex but MY house) I have the title for 4 of the 5 and only don't have the title for one because I just traded in another payed off vehicle to get it. So if I wanted to talk about my wealth and status symbols I would have mentioned those things but I didn't until you accused me of some BS.
And if your living your life just to pay for stuff, than you are the exact reason why people never become financially secure and depend on social security and the government's dime once they retire. If your working overtime to buy a damn tire for your bike there is a problem and you need to sell your bike until you become more financially secure and can afford your toys. Looks to me like your the one who bought a bike you couldn't afford so you can have a "status symbol"
Check out my "status symbols" as you call them:
07 Silverado $30k (financed, Traded in a '00 paid off IsuzuHombre when I got it)
04 MDX $42K (paid for)
02 330i $40k (paid for)
06 ZX14 $11.5k (paid for)
03 R1 $9.5k (paid for)
$300k 3br / 2ba house
All this and I came from a household which I got free lunch in school cause my parents household income was less than average. So I think I've done damn well for myself, and I am proud of my possessions or as you call them "status symbols".
1) You only live once, so do what you want. Wow, you save other than retirement. Oops, you're dead. What a waste of all that savings.
2) I have a retirement plan with plenty money in it already being I put 15% of my pay in it every check for years. Also an IRA.
3) I don't feel obligated to tell you about anything I have, because I'm not a bragging idiot like you I now know. You sound like a damn fool in your post.
4) It all comes down to this 200hp_ZX14:
Have a nice day you swell guy you.
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200hp_ZX14
Expert Class
Posts: 134
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posted May 24, 2007 02:16 AM
quote:
1) You only live once, so do what you want. Wow, you save other than retirement. Oops, you're dead. What a waste of all that savings.
2) I have a retirement plan with plenty money in it already being I put 15% of my pay in it every check for years. Also an IRA.
3) I don't feel obligated to tell you about anything I have, because I'm not a bragging idiot like you I now know. You sound like a damn fool in your post.
4) It all comes down to this 200hp_ZX14:
Have a nice day you swell guy you.
You are the epitome of an "E-Thug". Never once did I brag about anything. You mentioned status symbols so I gave you a few. Not some BS, fancy car or bike that isn't paid off but rather a few entry luxury vehicles and a few bikes that I own out right, along with a house. These are status symbols if you wanna define what a status symbol is. Its not the damn bike, but rather the title that I hold to the bike that is the status symbol.
And I don't need you to approve my social status. I can pat my own self on the back thank you very much.
I am still very concerned that you have to work overtime for a tire. If you need financial advice I can give it to you, or just spot you the franklin and change that you would need to get a tire.
____________
207HP* '06 Candy Blue ZX-14
Some mods done
Best run - 10.19@137.40mph
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F_Sik
Expert Class
Posts: 121
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posted May 24, 2007 03:31 AM
if you did brag so what /you do what u want if peaple dont like it fk im [ loook mom no period]
____________
As long as y'all don't have any kryptonite/I'm gonna be alright.
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NinjaNick
Needs a job
'08 ZX14 (Blue)
Posts: 4558
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posted May 24, 2007 07:12 AM
quote:
I am still very concerned that you have to work overtime for a tire. If you need financial advice I can give it to you, or just spot you the franklin and change that you would need to get a tire.
You need to comprehend what you read better. I said "lived", as in the "past", when I mentioned overtime for a tire.
I'm an E-thug? I don't recall starting this argument, and I don't see how any argument makes anyone a thug. Maybe you should realize that everyone that stands up to you isn't a thug, but someone that realizes you're wrong. Yeah, sure, whatever. I guess it's better than being an E-idiot. .
Let me live up to my e-thug status:
Ethug...you're funny. 
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stevewfl
Moderator
Posts: 27920
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posted May 24, 2007 08:27 AM
____________
2010 Concours14
'08 R1 YAMAHA
ZX14 gone!
CBR600RR track bike
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countersteer
Needs a job
Didn't read the owners manual
Posts: 2207
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posted May 24, 2007 09:41 AM
Edited By: countersteer on 24 May 2007 10:50
i just got a nice promotion on monday to support this adrenaline addiction of mine.
however, it doesnt matter how much you make if youre still gettin OWNED on bikeland 
i financed both the 12 and the 14, does that somehow make me less of a man? i dont have one single credit card - just the HSBC loan for the 14. everything i have ever bought was with cash or debit card. the 12 i paid off in less than a year, which allowed me to just throw money at it for aftermarket stuff. my plan for this summer is to sell my trailblazer, pay off the 14 and have cash left for a downpayment on an 07 silverado, then finance that over a few years. ill probably end up selling the 14 or trading it in next spring for a kawi jetski. i am probably selling the 12 soon too. who knows, im sure ill figure something out.
ive considered taking out a school loan for a turbo... ive definetly got my priorities in order. whatever, i sit in class and think of my bikes all day anyway. you only live life once, right? 
____________
Scott
Long Island, New York
2006 ZX-14, 2003 ZX-12R
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NinjaNick
Needs a job
'08 ZX14 (Blue)
Posts: 4558
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posted May 24, 2007 09:50 AM
quote:
you only live life once, right?
Glad someone understands life.
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dutchzx14
Expert Class
Posts: 213
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posted May 24, 2007 10:49 AM
I'm have a well far..... don'nt have any money.
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Tool man
Needs a job
Posts: 4493
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posted May 24, 2007 11:11 AM
Some people would say if you died with a million dollars in the bank, you would have been a sucessfull man.
I say if you die a million dollars in debt.... you should have had a really good time.
____________
The banks are failing..
The banks are failing...
Invest in Ammo
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stevewfl
Moderator
Posts: 27920
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posted May 24, 2007 11:26 AM
quote:
Some people would say if you died with a million dollars in the bank, you would have been a sucessfull man.
I say if you die a million dollars in debt.... you should have had a really good time.
+1
____________
2010 Concours14
'08 R1 YAMAHA
ZX14 gone!
CBR600RR track bike
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shawnski
Pro
Posts: 1809
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posted May 24, 2007 12:37 PM
quote:
quote:
Some people would say if you died with a million dollars in the bank, you would have been a sucessfull man.
I say if you die a million dollars in debt.... you should have had a really good time.
+1
+2
what is so good about all that money in the bank and don't know when is going to be your last day. i enjoy it like it is my last day of living in this world.
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stevewfl
Moderator
Posts: 27920
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posted May 24, 2007 01:00 PM
invest wisely and spending becomes fun anyway
____________
2010 Concours14
'08 R1 YAMAHA
ZX14 gone!
CBR600RR track bike
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NinjaNick
Needs a job
'08 ZX14 (Blue)
Posts: 4558
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posted May 24, 2007 01:07 PM
quote:
quote:
quote:
Some people would say if you died with a million dollars in the bank, you would have been a sucessfull man.
I say if you die a million dollars in debt.... you should have had a really good time.
+1
+2
what is so good about all that money in the bank and don't know when is going to be your last day. i enjoy it like it is my last day of living in this world.
+3 HELL YEAH!
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fury
Expert Class
Posts: 427
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posted May 24, 2007 02:57 PM
38...
Dont think Im an old fart...
I can bench 200lbs...
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RunningFree
Expert Class
Posts: 107
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posted May 24, 2007 04:32 PM
quote:
38...
Dont think Im an old fart...
I can bench 200lbs...
I'm 39 and can bench in a mall, in the park or wherever there may be a bench...
____________
2006 ZX14 Black
2005 SV1000S Red
2002 VFR800A Red(sold)
The best part of repentance is the sinning
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matt1400
Parking Attendant
Posts: 28
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posted May 25, 2007 12:03 AM
$10000!? thats $12700 australian. over here we are paying $21000 which is approx $17200 US dollars. we are getting RIPPED OFF!!!!! even a ZX10R is about $15000 US! Fuck i'm sick of all australian taxes, the are trying to get rid of riders by hiking up the prices of registration, bike and accessories. I should move to the US (i miight if i didn't love australian lifestyle so much). back on point i'm 25yrs and make about $55K a year, not to much but enough. to enjoy the mighty ZX14!!!!!!!!!!!
____________
Its Busa bashin' time!
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