jfoley
Parking Attendant
Posts: 6
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posted December 06, 2011 07:05 PM
Insurance
Insurance is killing me. Bundled my Yukon with my 14 and still paying $1200 a year just for the 14. Moving my Yukon to another policy. Any insurance just for the 14? I am 43, good driver, put minimal miles on the bike, still owe on the note. Really could use some help.
FYI - 2011 14 with decals removed - fully stock - best bike on the road!!!
Jeff
  
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smokinZX14
Needs a life
Posts: 10197
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posted December 06, 2011 07:09 PM
Move to FL no bike insurance needed ... 
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Smokin Performance Cycles..
Tampa Bay , FL .. Brocks Performance Dealer ..
Gen 2 ZX14R Best ET 8.43 , Best MPH 164.95
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jfoley
Parking Attendant
Posts: 6
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posted December 06, 2011 07:15 PM
Your killin' me. Colorado requires full coverage and does not allow for garage policy.
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shawnski
Pro
Posts: 1809
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posted December 06, 2011 07:28 PM
 Edited By: shawnski on 7 Dec 2011 03:29
quote:
Insurance is killing me. Bundled my Yukon with my 14 and still paying $1200 a year just for the 14. Moving my Yukon to another policy. Any insurance just for the 14? I am 43, good driver, put minimal miles on the bike, still owe on the note. Really could use some help.
FYI - 2011 14 with decals removed - fully stock - best bike on the road!!!
Jeff
wow.. who is your insurance co. ??? Go with state farm.. I pay 450 a year full coverage 500 det..
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jfoley
Parking Attendant
Posts: 6
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posted December 06, 2011 07:32 PM
Right now Allstate - not for long.
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Bently
Needs a life
2012 14r In Blue and no Mods!
Posts: 5428
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posted December 06, 2011 07:38 PM
245 a year state farm, full coverage 40 Yes old!
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zx12mark
Pro
Posts: 1654
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posted December 06, 2011 09:51 PM
statefarm all the way..
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trganey
Expert Class
Posts: 196
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posted December 07, 2011 01:35 AM
One option "IF" you already have exelent health coverage is to refuse the uninsured motorist on your motorcycle policy. That's is what was causing mine to be high back when I first bought the 14 in 'o6. After they removed the UIM it was pretty cheap. jes my .o2
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TH1RT3EN
Zone Head
Trial And Error Control
Posts: 722
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posted December 07, 2011 04:06 AM
State Farm is my choice as well.. $324 a year full coverage with one accident on the record. And i am 32. Not too bad i dont think...
Patrick
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There is a fine line between Fear and Respect
When I was a kid i used to........... Wait I Still Do That!
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Lacker 14
Novice Class
Posts: 94
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posted December 07, 2011 06:18 AM
Allstate 321.00 a year...43 years old
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joel787
Zone Head
Posts: 590
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posted December 07, 2011 07:25 AM
I feel your pain man, mine with progressive was $1700 a year, but it was my fault tho 3 tickets and one crash so i had to drop it to liability only $70 a month, and now i dont get to ride as much as i used to scared of it get stolen or if i drop the bike
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http://www.proe-pr.com/cnc.html
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conn-e-rot ninja
Novice Class
Posts: 92
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posted December 07, 2011 07:49 AM
Allstate $276 per year in Ohio
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2007 zx14
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Seno
Pro
BANNED FOR LIFE!
Posts: 1230
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posted December 07, 2011 08:52 AM
In NY I get raped, and it is hard to find a competitive rate. I am 43, no tickets or accidents in 20 years , have a valid motorcycle license.
Allstate 1900 a year for full coverage
Currently paying 624 a year at state farm for full coverage.
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2012 Black 14R -> Completely done!
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Seno
Pro
BANNED FOR LIFE!
Posts: 1230
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posted December 07, 2011 08:58 AM
To get that $624 rate I also have 2 cars with full coverage, wifes ring, my guns (have more than I need, not as many as I want), and homeowners...
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2012 Black 14R -> Completely done!
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ryn0cer0s
Expert Class
Rider for Life
Posts: 274
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posted December 07, 2011 09:43 AM
quote:
statefarm all the way..
+1
~$400/yr for full on my 2010 ZX14 and liability on my 99 CBR900. Just switched from progressive and cut my insurance in half. I have one ticket on my bike, and one in my cage.
uninsured motorist is usually a small part of the premium, but not needed with full coverage.
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RYNO
2010 Candy Persimmon Red ZX-14
Brock's Ceramic coated Alien Head full exhaust
PCV, SpeedoHealer, lowered
"Never ride faster than your guardian angel can fly"
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epd345
Pro
Posts: 1494
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posted December 07, 2011 01:56 PM
605 a year via Progressive, 40 yrs old, clean record. 250/500 limits, full coverage. Started out at 900 and has dropped about 100 a year since I have owned the bike for 3.5 yrs.
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2012 ZX14, Ceramic Coated Brock's CT Meg, PCV, throttlemeister
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jfoley
Parking Attendant
Posts: 6
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posted December 08, 2011 09:53 PM
Thanks for all the beta
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Robertsnick623
Parking Attendant
Robertsnick623
Posts: 1
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posted December 15, 2011 10:23 AM
quote:
Insurance is killing me. Bundled my Yukon with my 14 and still paying $1200 a year just for the 14. Moving my Yukon to another policy. Any insurance just for the 14? I am 43, good driver, put minimal miles on the bike, still owe on the note. Really could use some help.
FYI - 2011 14 with decals removed - fully stock - best bike on the road!!!
Jeff
Why don't you search for another insurance company? You should find out the best offer.
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how much is car insurance per month
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Rook
Pro
Posts: 1125
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posted December 15, 2011 12:14 PM
Edited By: Rook on 15 Dec 2011 20:16
quote:
Move to FL no bike insurance needed ...
sweet. You bust it, you bought it. That is life. If you don't like the risk, you just don't do it.
StateFArm .. Under $200/6 months. 45 years old, Bare bones, no comprehensive, suspended in winter for storage. Risk is a part of owning and running a vehical. Common sense is great ins IMHO and it is free. If you are careless with your insurance that will screw you in the end. .I'm not saying you , I mean anybody. 
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Rook
Pro
Posts: 1125
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posted December 15, 2011 12:16 PM
IOW, don't make a claim unless the damage is HUGE like total loss of a new bike. Best for you and the ins co in the long run.
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hotathami
Parking Attendant
hotathami
Posts: 1
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posted December 16, 2011 05:53 AM
you should consider changing the insurance company.
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For more info
cheap car insurance in California
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amypearson
Parking Attendant
Posts: 1
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posted January 01, 2012 06:59 AM
Edited By: amypearson on 1 Jan 2012 15:07
I pay about $360/ year for comprehensive with a $100 deductable and minimum coverage otherwise. I just ran a quote and it would be $893/year with the same comprhensive deductable and a $500 collision deductable. I have a perfect driving record.
average motorcycle insurance rates
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KAWITOM
Expert Class
My 12R gone but not forgotten
Posts: 218
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posted January 01, 2012 08:05 AM
Country Insurance 352 a year, state farm seems the most consistent because they base their rates on CC's I used to pay more for my vulcan mean streak than my zx12, thought that was kind of funny.
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2012 ZX-14R SE
2002 VULCAN MEAN STREAK (11.41 @ 114 best 1/4)
I BLEED GREEN
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