jessejames4
Parking Attendant
Posts: 20
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posted August 22, 2008 08:01 AM
Insurance cost for ZX-14?
I ran a quote at Geico for a ZX-14 that I'm interested in buying. I'm 58, no accidents or speeding tickets on my record. Lowest quote was $2020 a year online, then I got an email the next day offering a $200-off Geico special on that quote.
Anyone have relatively inexpensive insurance or can make a recommendation?
My numbers were:
$100,000/$300,000
$50k property damage
Comprehensive $250 ded
Collision @250 ded
Roadside $0
Accessories $1-$3000
Jesse
98zx11
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Jesse
97 ZX110
06 ZX 14
  
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stevewfl
Moderator
Posts: 27920
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posted August 22, 2008 08:03 AM
State Farm beat everyone by over 50% for my Florida ZX14 full coverage.
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2010 Concours14
'08 R1 YAMAHA
ZX14 gone!
CBR600RR track bike
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zx14mike
Zone Head
Posts: 891
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posted August 22, 2008 08:17 AM
Yeah, scrap the full coverage and go with just liability with Allstate and pay like $120 a year.
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the14thninja
Novice Class
Show and Go
Posts: 49
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posted August 22, 2008 08:28 AM
 Edited By: the14thninja on 22 Aug 2008 09:35
I'm 35 with no tickets in Alabama and i only pay $650 a year with state farm.
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I live to ride and ride to live
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ninjaofdoom
Novice Class
Posts: 68
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posted August 22, 2008 08:50 AM
Im 27 with no tickets/accidents in 8 years and my '08 is 580+/- a year through state farm.
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Someday we'll look back on all this and plow into a parked car.
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dcjens
Pro
Wet side of Washington
Posts: 1059
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posted August 22, 2008 08:54 AM
I pay 650 a yr full coverage State farm...Farmers wanted 2400 a yr same coverage .... I have a clean record 46 yrs old multi vehicles
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Black 06
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mcair
Expert Class
Posts: 118
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posted August 22, 2008 09:07 AM
48yo in MI - $580 w/State Farm. Cheapest after that was Progressive at $900.
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08 ZX14 Atomic Silver
07 ZZR600 Red
92 ZX11 Black/Purple / 86 Ninja 1000R Red
79 GS850 Black / 77 CB250 Orange / 76 FS1E Burnt Red
Live like a Republican - vote Democrat
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Hawkman
Zone Head
Posts: 747
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posted August 22, 2008 09:41 AM
$520/yr with State Farm. Full Coverage. Multi bike, good driver, old fart discount. 
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supersleeper
Parking Attendant
Probie
Posts: 26
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posted August 22, 2008 09:55 AM
$700 a yr full coverage w/State Farm. That's the cheapest I've found in my area @ 37yrs old
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2008 Midnight Blue,Brock's street meg, BMC air filter, power commander with Brock's street map. 65.5 inches
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smokehouse4444
Zone Head
XX to ZX
Posts: 648
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posted August 22, 2008 10:08 AM
It's not even close. State Farm. I just have liability now because everything else is so expensive. In a year, when some junk goes off my record, I'll get full coverage from State Farm. The guy explained that it is because SF considers anything over 999cc all the same, and not a sport bike. Could be a Harley, Gold Wing, Busa, Rocket III, doesn't matter, it's considered the same.
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2008 Atomic Silver ZX-14, Brock's this and that, some other stuff, 260 in full gear, powered by Cheese
2005 Ducati 999 with all the goodies
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butterthegreat
Expert Class
Posts: 329
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posted August 22, 2008 11:01 AM
1200 a year on the 14 with full coverage 100/300/100. 450 Deductible, 3000 gear coverage.
I am 24 with no tickets.
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rich s
![]()
Posts:
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posted August 22, 2008 11:17 AM
33 YO in Wisconsin clean record and $276 per year full coverage through State Farm. Nobody else was even close.
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mark524
Expert Class
Posts: 297
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posted August 22, 2008 11:32 AM
26 years old with some tickets. $300/year full coverage with $2000 dedcutible. State Farm. They rate the bikes by cc, not type, so you'll pay less than someone with a goldwing for example.
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Superman T
Pro
Posts: 1831
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posted August 22, 2008 12:43 PM
State Farm, same coverage(39ish)-$550
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ninjanick
Needs a job
'08 ZX14 (Blue)
Posts: 4558
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posted August 22, 2008 01:14 PM
Same coverage, I'm 30 years old, State Farm, I pay $28/monthly and that is AWESOME! With a $100 deductible.
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FasterThanStink
Pro
Posts: 1218
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posted August 22, 2008 02:41 PM
Full coverage $500. deductible, Geico, one totaled ZX-14, (oops!) :P , $1,200 /year.
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Speed has never killed anyone,
suddenly becoming stationary...
That's what gets you.
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01smokes
Needs a job
Posts: 2243
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posted August 22, 2008 03:39 PM
full coverage $500 deductible State Farm, $112 per month, 21 years old with clean record
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PayPal, vigilart22@yahoo.com
Email, artvgl@yahoo.com
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eklipse636
Needs a life
ZX-14
Posts: 6046
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posted August 22, 2008 04:57 PM
im in the process of looking for insurance again as well, geico quoted my $2400 yr being a 24 y/o male. state farm quoted me $1800 a year, and when i turn 25 in dec it will drop to $700!!!!!! aint that some shit!
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Best: 60ft 1.351 1/8 5.68 mph 123.98 1/4
8.89 mph 151.32
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Neverknow
Novice Class
Posts: 79
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posted August 22, 2008 07:04 PM
Foremost
43 yr
NJ
1k ded / no Collision
$580
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Tedubya
Parking Attendant
Posts: 19
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posted August 22, 2008 09:06 PM
$368/year State Farm
Multi Car 36 year old
St louis.
My 1700 Road Star Warrior was $310/year
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ZXLNT
Needs a job
Kawpuke Extraordinare
Posts: 2853
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posted August 22, 2008 11:10 PM
43 yrs old
Right at 300 per year
100/250 deductibles
multi veh and homeowners with State Farm.
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hopeitsfast
Novice Class
Posts: 75
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posted August 23, 2008 08:15 AM
$600 a year, state farm 31yrs old, only vehicle on policy (AAA others).
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06 zx14 black ( stock)
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creepdog
Novice Class
Posts: 68
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posted August 24, 2008 04:30 AM
im 31 and ive got state farm.i pay 63 a month.
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full trc pc k&n filter pulled flies stacks ign. advancer custom mapped
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Bawls
Needs a job
re-learning to ride
Posts: 2701
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posted August 24, 2008 06:45 AM
22 years old but married, a couple of speeding tickets.
40 a month with a 250 dollar deductable through state farm... I've been with them for 7 years now though.
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Best 60ft: 1.42
Best 1/8th: 5.97
Best 1/8th MPH: 119
Brockland Police Badge # 001
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zerotahero
Novice Class
Posts: 89
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posted August 24, 2008 08:42 AM
BUMP STATE FARM IS WHO I GO THROUGH THEY BEAT EVERYONE.
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