14black
Expert Class
Posts: 280
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posted June 16, 2008 07:02 AM
What the heck is with the insurance increases on the ZX?!
I called Progressive today to see what comp. was for my '06 14 and it was wayyy high! Even the lady on the other end of the line was astounded! What are you guys paying for comp.? And, what company are you with? Thanks...
  
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kawpower
Zone Head
Mr kawasaki 2 you!
Posts: 887
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posted June 16, 2008 07:23 AM
458.00 statefarm full coverage for the year.
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Cecil County 2010 Motorcycle ET Champ. 9 Wins- 4 RUs .06zx14 turboed for 2012 .
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jeff martin
Pro (closed)
jamming
Posts: 1168
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posted June 16, 2008 07:37 AM
Same here statefarm full coverage $250.00 deduct. Less than $400.00 year. No tickets !
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i play with boats my wife plays with my dingy.
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lowcel
Expert Class
Happy on 2 wheels.
Posts: 157
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posted June 16, 2008 08:13 AM
 Edited By: lowcel on 16 Jun 2008 09:43
$435 (or $465, can't remember) a year for full coverage through Geico. No tickets, 32 male, married, exc credit score.
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2007 Z14 SE - Yoshimura TRC full race exhaust w/ carbon can - PCiii w/ map from HPC - Flies removed - Pipercross air filter - Speedohealer - Puig Double Bubble - Fender Eliminator - GPR Steering Damper - Puig Frame Sliders - HID's - Halo's
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H0mr
Novice Class
Posts: 61
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posted June 16, 2008 08:23 AM
Dairyland, 3 bikes full coverage, 650 per year. Shop around, use the phone. I almost missed the zx experience because my old insurance wanted over a grand a year for just one bike. You should had heard my agent once I dropped him. He knows the homeowners insurance is getting shopped next. I was amazed at the difference from one carrier to the next.
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2008 SE, Muzzy's M14, PCIII, Adj. lowering links, Heli risers.
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lowcel
Expert Class
Happy on 2 wheels.
Posts: 157
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posted June 16, 2008 08:43 AM
I got insurance quotes everywhere I could find. The company I had my 07 ZX6R through for $650 a year quoted me $1,450 a year, other companies quoted me $1,700 and one was way over $2,000 a year. Geico was the best I could find. Dairyland wanted about $1,500 a year.
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2007 Z14 SE - Yoshimura TRC full race exhaust w/ carbon can - PCiii w/ map from HPC - Flies removed - Pipercross air filter - Speedohealer - Puig Double Bubble - Fender Eliminator - GPR Steering Damper - Puig Frame Sliders - HID's - Halo's
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lowcel
Expert Class
Happy on 2 wheels.
Posts: 157
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posted June 16, 2008 08:55 AM
Oh yeah, if you think insurance is high on these check out insurance for a busa, you will be amazed!
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2007 Z14 SE - Yoshimura TRC full race exhaust w/ carbon can - PCiii w/ map from HPC - Flies removed - Pipercross air filter - Speedohealer - Puig Double Bubble - Fender Eliminator - GPR Steering Damper - Puig Frame Sliders - HID's - Halo's
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Zone 5
Parking Attendant
Posts: 3
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posted June 16, 2008 09:06 AM
Upstate NY
Progressive
Full Coverage. 1000 ded Coll, and 250 Comp
$250/$500K Liability
$240 a year.
How many points/claims do you guys have with these huge premiums?
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butterthegreat
Expert Class
Posts: 329
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posted June 16, 2008 09:35 AM
Clean record -- age 24
100/300/100
Comp and collision 500 deductible.
1200 a year for the ZX-14......2000 a year for both a 600 and the 14...
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KillaKAW4Life
Expert Class
Posts: 348
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posted June 16, 2008 10:49 AM
buterthe great who are you with and what area of the country are you in? I pay 92/mth for my 600 which comes to $1104/yr.
I'm in TX. Funny thing is for a brand new 14 they quoted me $64/mth = $768/yr Statefarm. Still the cheapest I could find. Everyone else want 300/mth.
25 married a kid, a house and a dog.......NO tickets or accidents.......excellent credit
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butterthegreat
Expert Class
Posts: 329
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posted June 16, 2008 10:56 AM
quote:
buterthe great who are you with and what area of the country are you in? I pay 92/mth for my 600 which comes to $1104/yr.
I'm in TX. Funny thing is for a brand new 14 they quoted me $64/mth = $768/yr Statefarm. Still the cheapest I could find. Everyone else want 300/mth.
25 married a kid, a house and a dog.......NO tickets or accidents.......excellent credit
Arrowhead something or other....it's a southern california motorcycle insurance company. I also live in southern california.
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Sticks_n_Stones
Needs a job
Posts: 3930
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posted June 16, 2008 11:49 AM
JUST redid mine, 37 yrs old 2 small speeding tickets (5 over on freeway $#!! cops), and it jumped from $390 to $630! I knew I should have fought those stupid tickets! Oh yeah, I'm in Washington State, living in a little low crime town, and use Geico.
My 14 now costs more than my full coverage on my 99 Suburban, and liability on my 91 Eclipse and 92 Chevy 1500 stepside! Sorely tempted to drop the insurance all together... its not required in my state.
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'06 zx14
Muzzy M10/M14
PCIII w/ Muzzy map
Flies out K&N in!
bits n pieces...
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ZXLNT
Needs a job
Kawpuke Extraordinare
Posts: 2853
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posted June 16, 2008 12:23 PM
State Farm 43 years old 250/250 deductibles around 230 a year for the 12R and just under 300 for the 06 ZX14..
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KawaBonzai
Zone Head
Leader of the Back.
Posts: 537
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posted June 16, 2008 12:37 PM
Edited By: KawaBonzai on 16 Jun 2008 13:37
Allstate - 41 years old, married, own house, 2 cars + house isnured ...
432.00 year. 36.00 a month. 300k full coverage. 500 deduct.
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PC-III w/USB, Muzzys M14 + Carbon Oval + M10, BMC Race Filter, Flies Out, Buell Pegs, Heli Risers
www.TucsonSportRiders.com - Tucson's Premier SportRider Community
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FasterThanStink
Pro
Posts: 1218
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posted June 16, 2008 03:53 PM
$1,200 a year. Full collision.
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Speed has never killed anyone,
suddenly becoming stationary...
That's what gets you.
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sigma14
Expert Class
Posts: 151
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posted June 16, 2008 05:24 PM
07 $376 yr 100 Comp 250 Coll
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BlackMagic14
Needs a job
Posts: 2058
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posted June 16, 2008 05:54 PM
570 a year 500 deducts and 3000 ectra parts coverage... Geico, 30 years old married no tickets 450 a year for my 05 ZX10 and 12 a month for Katies Ninja 500...
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dubious
Needs a life
Needs more time to ride!
Posts: 8442
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posted June 16, 2008 06:03 PM
$265 yr comprehensive, + $250 for collision if wanted...
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natural selection.....
destiny will overcome intervention.
Some are not worthy of the effort.
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01smokes
Needs a job
Posts: 2243
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posted June 16, 2008 08:59 PM
1200 a year 22 years old, full coverage
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PayPal, vigilart22@yahoo.com
Email, artvgl@yahoo.com
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14black
Expert Class
Posts: 280
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posted June 17, 2008 06:40 AM
Edited By: 14black on 17 Jun 2008 07:43
well damn, I guess it must be my less-than-clean record, then! progressive wanted mucho dinero to add just comp. to my policy! ^*%$^*%&$^(&$(
I wonder what the current figures are on the most sought-after bikes, as far as theft goes - anyone? I will NOT become a statistic! 
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Sticks_n_Stones
Needs a job
Posts: 3930
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posted June 17, 2008 08:01 AM
I wonder if Geico found out about all the tickets that I've fought and won? I dont get a doubling of rates over my getting two "5mph over" tickets in the same year. At age 37! Damn I knew I should have fought them!
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'06 zx14
Muzzy M10/M14
PCIII w/ Muzzy map
Flies out K&N in!
bits n pieces...
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Sticks_n_Stones
Needs a job
Posts: 3930
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posted June 17, 2008 08:09 AM
speaking of which... was riding yesterday, last corner of a series of tight S turns, a expanding radius 1rst gear uphill corner;I had a little fun and brought the front tire up in a real nice crossed up wheelie with the bike still leaned over. And perfect timing a Sherriff was coming the other way! I said fuckit and held the tire up until I passed him. Pasted the throttle through two quick gears and realized he wasnt pursuing (though he had turned his lights on and pulled onto the shoulder to make a U turn). Guess he figured if I could ride that well there was no point in chasing me.  Someday I'll get caught, someday........
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'06 zx14
Muzzy M10/M14
PCIII w/ Muzzy map
Flies out K&N in!
bits n pieces...
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heb80
Parking Attendant
Posts: 8
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posted June 17, 2008 08:41 AM
age: 28, 100/300 liability, 100/300 un/underinsuraced coverage, $1000 deductable coll/comp., Clean record.
Statefarm - $285/yr
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ZREXER
Expert Class
Posts: 492
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posted June 17, 2008 08:51 AM
You guys in the US are lucky on your insurance costs.
I live in Alberta, clean record, 48 years old. State Farm. $950 for full coverage, but with a $2000 deductable.
State Farm is better than my previous carrier whic was almost $1400 per year.
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butterthegreat
Expert Class
Posts: 329
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posted June 17, 2008 10:45 AM
quote:
You guys in the US are lucky on your insurance costs.
I live in Alberta, clean record, 48 years old. State Farm. $950 for full coverage, but with a $2000 deductable.
State Farm is better than my previous carrier whic was almost $1400 per year.
$2000 deductible? Sheesh!!!
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