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BIKELAND > FORUMS > ZX-14.com > Thread: Why Insurance rates are high-- NEW TOPIC NEW POLL POST REPLY
dubious


Needs a life
Needs more time to ride!
Posts: 8442
posted November 15, 2006 02:43 PM        Edited By: dubious on 15 Nov 2006 14:44
quote:
A good motorcyclist is one who has a desire to reduce and manage risk. ...on the flip side of that...you're an idiot waiting to reap the consequential benefits of stupidity. Risk = Consequence. Willing to take risk? - be prepared to accept the consequences.



wow we agree.

to the other posts about bikers being pillars of society etc.

The fact is the digital age has spawne a new rider.
One who watches DVD's and plays video games till he's old enough to get a license.
Has no skillz and has nevver ridden a bike.

He has some crazy stunt DVD idea's though, and great "X box " reflexes.

He is the motorcyclist who rides one bike in his life....
The one he has crashed, and then decides its not for him.

The people who have grown up riding bikes, and contiue throughout their lives, pay for his insurance claim, through their premiums forever.



The insurance companies need to write disclaimer... if the bike was wrecked or personal injury due to negligence... excessive speeding or stunting.... the only claim paid out will be the public liability.

You wrecked your bike and injured yourself?..... Your on your own.

BUT NOT WITHOUT OUR RATES REFLECTING IT!

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frEEk


Administrator
ummm... yeah
Posts: 9660
posted November 15, 2006 05:02 PM        
why the hell would twins be more dangerous than singles? shouldnt; they be intrinsically safer?
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blueford


Needs a job
Posts: 2984
posted November 15, 2006 06:25 PM        
A single engine plane with loss of power, will basically lower its nose and slowly glide back to the ground.

With a twin, if the pilot doesn't instantly respond correctly, control of the aircraft can quickly be lost due to the extreme asymmetric thrust, improper airspeed control approaching VMC (velocity for minimum control) the rudder isn't big enough to stop the yaw and the volume of air moving over the rudder is insufficient for control, one wing overtakes the other, the aircraft rolls and goes into a dive, probably inverted and in a spin, unrecoverable and always very fatal.

Twice the chance of engine failure in twins.

Initial climb rate on a light twin could be 1800 fpm but if you lose an engine on takeoff, you might get 350 fpm with perfect technique if the gear is up, if the gear is down and there's trees ahead, pray!!

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Tool man


Needs a job
Posts: 4493
posted November 15, 2006 07:30 PM        
Just like with being a licenced pilot maybe we should demand much stricter licence requierments for bikes ?? Japan's requierments are very strict and stepped with engine displacment restrictions.
____________
The banks are failing..
The banks are failing...
Invest in Ammo

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frEEk


Administrator
ummm... yeah
Posts: 9660
posted November 15, 2006 08:19 PM        
interesting bf. makes sense too. i just didnt expect there would be that bad a tendency to spin when one engine dies, considering that big jets handle that situation just fine AFAIK. jsut as well, as getting a multi-engine endorsement is quite a bit more $ over a single engine license.
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flyboy


Pro
Posts: 1536
posted November 15, 2006 08:32 PM        Edited By: flyboy on 15 Nov 2006 20:34
blueford-

I got my multi rating in an old Apache.

Now let me see if I remember this right--

You're at full power and you've just lifted off the runway. You're quickly at 300 feet when suddenly one of your engine quits and you've run out of runway. Do you quickly "step on the dead pedal" or jump on the "live" one? You choose one pedal, stamp on it hard when suddenly the plane flips upside down and starts screaming towards the ground. You quickly realize that stunt riding on your 14 is safer than your twin. As you scream out loud.... you suddenly wake up... and realize it was all a dream. With sweat on your brow, you slowly saunter over to your single engine mistress and kiss it on the cowling--


____________
'There's more living in five minutes flat-out on a bike than some men have in an entire life'.
"The World's Fastest Indian"

One fast red ZX-14,
Three World and four National Land Speed Records,
One faster red and white Cessna Turbo 210

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BIKELAND > FORUMS > ZX-14.com > Thread: Why Insurance rates are high-- NEW TOPIC NEW POLL POST REPLY

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