Warlord
Expert Class
Posts: 135
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posted April 22, 2004 02:18 PM
 Edited By: Warlord on 22 Apr 2004 21:38
Insurance
What are you guys paying for insurance? What company do you have? And where are you located, its make a lot of difference. Full coverage or just basic liabily? Age?
  
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marsh14
Novice Class
Posts: 76
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posted April 22, 2004 03:39 PM
$563 a year, full coverage, 29yo, State Farm, Very Upstate NY.
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When a man steals your wife, there is no better revenge than to let him keep her
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Warlord
Expert Class
Posts: 135
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posted April 22, 2004 03:46 PM
6 month or year policy. When I lived in Maryland we could only ride about 6 months out of the year. The other 6 months the bike was not covered. You being in NY it was probably the same
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close2death
Novice Class
Posts: 69
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posted April 22, 2004 07:22 PM
hehe 1475 a year Boston Ma Full coverage (tickets add up)
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DB
Pro
Posts: 1932
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posted April 22, 2004 08:22 PM
336 per year with state farm (43 and married)
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Dan
04 ZX10r (Track only)
08 Concours14
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rfish
Novice Class
Posts: 57
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posted April 22, 2004 09:14 PM
425 per year w/ state farm. 34, married, 1 tik..speeding of course, they dont catch me much.
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"My point? F#*k you! That's my point." - Bucky Katt
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Burley1
Parking Attendant
Posts: 19
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posted April 23, 2004 07:19 PM
Allstate and it's 145.00 every 6 months for full coverage
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engineermike
Expert Class
Posts: 101
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posted April 23, 2004 07:44 PM
$480/year, State Farm, Louisiana, 27 yo and single, full coverage including comprehensive.
Progressive wanted $2200/year (!!!) for the same coverage.
Mike
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'04 Orange 10R
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floyd
Novice Class
Posts: 70
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posted April 25, 2004 04:44 AM
$487 yr full coverage 34yrs old no tickets thru state Farm here in Michigan damn no fault state
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10man
Parking Attendant
Posts: 7
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posted April 27, 2004 06:08 PM
$680 per year, Progressive Insurance, full coverage,48 years old married, no tickets. It's expensive to ride in SC but I ride all year!
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Evander
Expert Class
Posts: 130
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posted April 27, 2004 11:55 PM
Cheapest I found is Chief Insurance $1778 for the year full coverage with under insured motorist. It's supposedly because I live in Los Angeles CA. I'm 29 married clean record. But $1778 is the cheapest it went up as high as $7000 for the year. Shop around.
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It's not the bike, it's the rider.
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engineermike
Expert Class
Posts: 101
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posted April 28, 2004 03:28 AM
Holy crap!!! I thought Louisiana was high!
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'04 Orange 10R
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close2death
Novice Class
Posts: 69
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posted April 28, 2004 09:21 AM
Anyone looking, try out Electric Insurance www.electricinsurance.com The company was originally started just to take care of Genereal Electric employee's insurance and crap but opened up eventually to the public.... I was told they had lower rates since it was owned by GE they weren't regulated the same way as other insurance companies
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redelk
Moderator
Please... speak to the hand.
Posts: 3212
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posted April 28, 2004 09:30 AM
$480 a year with State Farm. No medical coverage since I have that from work. They just changed the info on my old 12R policy and took about $40 off the rate. My agent tells me that once I open a policy and they do the first DMV check, they don't check it again after that. If they did, I'd get a notice from the DMV (which I don't). Almost makes me want to go out and get a ticket... NOT!
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There are only three sports: bullfighting, motor racing, and mountaineering; all the rest are merely games.
-Ernest Hemingway
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Warlord
Expert Class
Posts: 135
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posted April 28, 2004 11:52 AM
Edited By: Warlord on 28 Apr 2004 14:16
close2death> just called Electric Insurance and was told that they use Progrssive as their carrier  and of course Progressive is very HIGH!!!!!!!
Evander> Don't come to Florida, over $3800(ZX10 only) from Progressive and I have a bike(Vmax only $650) and 2 auto with them for the last 11 years. I checked out State Farm and the best they could do is $560 for 6 months. The wife has had 4 claims(Not her fault) thats why the high rate. O well, have to get it insured because of the # of people that have NO insurance down here in South Florida . My agent told me that one reason the rates are so HIGH is that there were 20,000 cars stolen in Florida last year, don't know if it is true but the insurance is much HIGHER here then it is in other states North of Florida. Thats one price we pay for the NICE weather where you can ride year around  "JUST ANOTHER DAY IN PARADISE"
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worm~hole
Needs a life
Miles to go before I sleep....
Posts: 10623
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posted April 28, 2004 11:58 AM
Edited By: worm~hole on 28 Apr 2004 13:00
quote:
$480/year, State Farm, Louisiana, 27 yo and single, full coverage including comprehensive.
Progressive wanted $2200/year (!!!) for the same coverage.
Mike
yeah, the lunatics at Progressive wanted $1900 from me (no-tickets, 49yo...I presently pay $460yr with GMAC)...but they were in the ball park with my other 'non-sportbike' models saying, "Do you see what Progressive Insurance is saying about sportbikes?" Yeah, no shit sherlock...how'bout changing the name to Excessive Insurance...
...or maybe the sportbike mfgs should market and sell us 'standard' bikes or naked bikes with the body attachment points already designed into the motorcycles...and....sell 'body-kits' and 'clip-ons' as end-user installed options...then the insurance companies will look at the bikes and say, "Oh...its a standard street bike." And get rid of the all zoomy names such as "Ninja"...just call it ZX-10. The insurance companies are a bunch of knee-jerkin' freeks.............
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“We sleep safe in our beds because rough men
stand ready in the night to visit violence on those
who would do us harm.”
-George Orwell
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engineermike
Expert Class
Posts: 101
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posted April 28, 2004 12:50 PM
And all this time I thought that Progressive was "THE Motorcycle Insurance Company".
I guess that goes to show that marketing and advertising really work, 'cause their rates are ridiculous.
Mike
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'04 Orange 10R
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worm~hole
Needs a life
Miles to go before I sleep....
Posts: 10623
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posted April 28, 2004 01:07 PM
yeah...PROGRESSIVELY EXPENSIVE... 
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“We sleep safe in our beds because rough men
stand ready in the night to visit violence on those
who would do us harm.”
-George Orwell
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Warlord
Expert Class
Posts: 135
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posted April 28, 2004 01:14 PM
Want a good laugh Try www.bike-line.com (Markel American Insurance) they specalize in motorcycles. For my Vmax, they ONLY wanted $2200 for full coverage. Wonder what they want for zx10?
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Evander
Expert Class
Posts: 130
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posted April 28, 2004 01:16 PM
I shopped Bike-line they wouldn't insure a ZX-10R. Might be they don't insure it in CA but I got the impression they won't insure it at all.
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It's not the bike, it's the rider.
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alley cat
Parking Attendant
Posts: 30
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posted April 28, 2004 02:59 PM
$192 for 6 months/ state farm/ florida/ full coverage/ 55years old..
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04 ZX-10R-blue(Mr. Hyde)
C/F Micron high mnt.
i refuse to go timidly thru life only to arrive safely at death...
Bill...track head
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sasrac575
Parking Attendant
Posts: 28
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posted April 28, 2004 03:16 PM
insurance
i pay $453 for full coverage ,i live in new hampshire
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Warlord
Expert Class
Posts: 135
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posted April 28, 2004 04:40 PM
alley cat- Glad to see you made it over
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AGT
Parking Attendant
Posts: 8
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posted May 07, 2004 08:35 AM
$ 1800 a year with NO tickets or anything on my record. I'm 23 years old with my house and my cars. Man it sucks to be young. State Farm in Tenn.
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runninhorn
Expert Class
Posts: 442
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posted May 07, 2004 10:18 AM
State Farm here
Full Coverage, Theft, Wind, Fire, Act of God, Uninsured Motorist, every option available, with a $50 deductible is $79 a month........
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