posted December 29, 2005 08:04 PM
Edited By: ZXLNT on 29 Dec 2005 20:17
Ok Bergie, I've got the information ready to post. U said you would bet $$ that I can't get insurance for a ZX12R with 100/250 deducts for 300 or less. Whats your bet??
And Bergie your right, I dont pay 293 a year, I pay 257.94..
posted December 29, 2005 11:16 PM
Edited By: NinjaNick on 29 Dec 2005 23:19
You all should know better than to fight over this stupid bullshit. If yall have had insurance for so long...EVERYONE knows what zipcode you're in determines ALOT! Claim rates in that AREA!
I pay $27/month with $100/$100 deductibles! StateFarm. ZX-636. They just go by CC and nothing else here where I live. He said 1199cc here for "ME" would be about $40/month. That's good.
Home, car, bike all for $116/month! All 3 in one! Can't beat that price. Zipcode: 45440 Dayton, OHIO
posted December 30, 2005 06:14 AM
I bet those of us in the South have higher rates because of longer riding seasons too... oh, did I mention that it's going to be 72 today, and 80 by Sunday ;-) I've ridden to work 3 days this week!
posted December 30, 2005 08:38 AM
Most definately higher further south you go I'm sure.
Accident claims in your zip makes them worse also. I lived in the country once
and it cost me more than the city I live in now. I asked why, they said there is
just more claims out there in that zipcode. It was the country too. I was shocked.
quote:I bet those of us in the South have higher rates because of longer riding seasons too... oh, did I mention that it's going to be 72 today, and 80 by Sunday ;-) I've ridden to work 3 days this week!
[/quote
You know that the jealousy we all have in us makes us hate you , right ? ____________
Get up off your ass and ride !!
posted December 31, 2005 04:33 PM
Because I freaking say so thats why. Do I have to give my damn agents name to shut you naysayers up or what?? Christ.. Bunch of fucking doubting thomas's.....
If you chose not to belive it, I dont care any more. I know what I pay and its a hell of lot less than they rest of you HA LOL all the way to bank..... Or more like money in my bank.....
posted December 31, 2005 11:02 PM
Edited By: NinjaNick on 1 Jan 2006 08:48
"nevermind" I dogged swft and rac4it and decided to edit it. I don't feel like fighting this morning from what I said last night. I don't know you 2 and could really give a fuck less about what this topic is about.
posted January 02, 2006 09:02 PM
State Farm always quotes 6-mo policies where I've lived (FL and TX). Those numbers look almost exactly what my policy looks like.
Another note - State Farm uses multiple insurers to "underwrite" their policies, it would be nice to know which company underwrites the policy quoted above. I know it's different than who TX State Farm uses, because all comprehensive coverage in TX is $0 (zero) deductable. My policy is underwritten by something like "State Farm County Mutual Insurance Company of Texas"... but I don't remember exactly off-hand.
posted January 03, 2006 08:35 AM
ZerMATT that is not a 6 month policy. Its for a full year. What makes it so damn hard for you guys to belive me. I live in Kansas not the damn East or West Coast, everything is cheaper here....
posted January 03, 2006 11:11 AM
zxint - Understood. The last part of my last statement was trying to point out that even though many of are with "State Farm", we are still actually insured by different underwriters in each state. Your state/county/city obviously has much better rates than most of the rest of us...
Unfortunately between hail, hurricanes, mold, and rain, I can't get much of a break on homeowners or car insurance either. I believe my rates are good compared to others I know, but I know that everyone in this locale is getting the shaft because of other factors in the state.
I guess the bottom line is that even though I can't get the incredibly low rates that you can, my State Farm agent is still able to beat anyone else that I've tried (Progressive, Geico, Bikeline, etc). I guess I should be happy ;-)
posted January 06, 2006 07:41 AM
Can one get a State Farm quote online from their website? I looked one night but couldn't figure out how to do it.
____________
OutsiderZX12R
2000 ZX12R-A1
quote:I know you can for a cars/trucks, but I don' tknow about bikes.
Sorry - I didn't follow it that far at first :-) No, it doesn't look like they quote motorcycles online. Kinda makes sense, as I still believe that each agent has their own process when it comes to motorcycles... one of the drawbacks of having a bunch of agents scattered across the country all doing their own thing using archaic computer systems. It's old-school insurance, but I still like 'em!
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posted December 29, 2005 08:04 PM
Edited By: 
posted December 30, 2005 09:14 AM
