jimp
Expert Class
Posts: 291
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posted February 25, 2002 07:17 AM
 Edited By: jimp on 25 Feb 2002 07:22
Insurance Again, BEWARE
Just got my renewal from allstate, my policy jumped from 209.00 to 741.00 for six months. The increase is called a 459.00 surcharge, because the 12 is on the hit list. The bike is paided for so FUCK EM, I am 50 with no tickets or claims. From what my agent said this will spread thru the Industry for sport bikes, so beware.
  
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ezx11
Novice Class
Posts: 35
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posted February 25, 2002 09:51 AM
they got me too, same amount of increase
and you cant fight them unless you get the whole state to back you
and of course, the law requires it in ny/nj so you are stuck
why dont we just have a tea party up in boston???
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petty minds think of petty things
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ROCKET J
Zone Head
Goes to water over a dummy!!!
Posts: 602
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posted February 25, 2002 10:54 AM
Dirty Rotten Bastards!!!
Why do you think that they don't make Hemi Road Runners any more? Such a scam. Such a shame.
Rocket
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If I get any smarter, my head will explode!
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pat830
Expert Class
Posts: 135
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posted February 25, 2002 11:17 AM
Edited By: pat830 on 25 Feb 2002 11:18
Allstate tried to raise mine.
I switched to Liberty Mutual. Had to switch the wifes van to them also. State Farm and Farmers will do the same. By the same I mean they will have a reasonable premium, not one that is unreasonable. They insure based on engine size.
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22348bCVC
Zone Head
Posts: 798
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posted February 25, 2002 02:19 PM
...no tickets (heh heh heh  )...47 in a couple of months...in San Diego county...and a 12R...full coverage per year with GMAC is $279...like anything else, once the claims increase with 'certain' bikes by more and more riders whether its legit or not, the likelyhood of a mondo surcharge also increases, if not an outright refusal to insure said vehicles when renewal time comes around...so lets be careful and safe out there so we can continue to enjoy our sport...
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...just relax...my dog wants to use only one of your legs...
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TurboBlew
Moderator
BUSY DOING THE SCHIAVO
Posts: 4590
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posted February 25, 2002 08:37 PM
I hear ya Jim. My first year of insurance on the 12 it was $900, the second it was $350. If it goes up for me again, Im cancelling it...lol! I could have a 1270 for that money!
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ROCKET J
Zone Head
Goes to water over a dummy!!!
Posts: 602
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posted February 25, 2002 08:42 PM
When you think about it....
Insurance on a motorcycle? When you think about it, if you hit something hard enough to need the insurance, it is probably going to be your heir's problem anyway. 
Rocket
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If I get any smarter, my head will explode!
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Big_Zx12r
Expert Class
Posts: 180
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posted February 26, 2002 12:02 AM
Just got my insurance renewal in the mail...to my surprise it went down ($318/year...was $390)...even got a ticket last year (97 in a 60)...maybe they didn't find out about it....I definately ain't asking! State Farm Rocks! 25 years old and only have my bike with them! Check em out if you haven't yet.
-Big Zx12r
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ezx11
Novice Class
Posts: 35
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posted February 26, 2002 08:38 AM
i have had progressive for years, the lowest guys i can find
but you were right, why insure a bike? other than you having to pay for the pole you bend
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Great Minds think of Great Things
petty minds think of petty things
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Ozzy
Needs a job
need guberment cheese
Posts: 3172
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posted February 26, 2002 03:24 PM
2 words
State Farm
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KirksterZX-12R
Novice Class
Posts: 47
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posted March 05, 2002 07:48 PM
Edited By: KirksterZX-12R on 5 Mar 2002 19:49
I have to agree with Ozzy. State Farm is very low compared to others.
I'm 31 with a wreckless on my record and I pay $348 a year for full coverage on a 2000 12R.
My wife's 2002 Ninja 250 is $120 bucks a year.
My '93 ZX-6E is a measly $86 a year for full coverage.
Each policy is for 12 months with no deductable and an additional $2,000 healthcare coverage on each.
Last time I checked, that was pretty damn cheap.
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NUBLU02
Parking Attendant
Posts: 15
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posted March 06, 2002 12:43 PM
Stay away from Allstate. Bad business practices abound. Here in PA, it's a minor miracle to get them to accept liability in any situation, even in a rear-end hit. Their objective is to delay payment on claims as long as possible. Therefore, your premiums can earn interest--making their outlay as palatable as possible. It's even in their claims manual.
Yes I am one of those. However, I ride a '92 ZX11 and I am awaiting the arrival of my new ZX12R, so I can only be half bad, right?
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Just remember: the light at the end of the tunnel may be you.-Steven Tyler, Aerosmith
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ezx11
Novice Class
Posts: 35
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posted March 07, 2002 12:44 PM
quote:
Yes I am one of those. However, I ride a '92 ZX11 and I am awaiting the arrival of my new ZX12R, so I can only be half bad, right?
i just made that same move, you are gonna love it, get used to power and agility
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Great Minds think of Great Things
petty minds think of petty things
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mhsilver12r
Parking Attendant
Posts: 8
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posted March 09, 2002 09:12 AM
Full Coverage?
Here's a thought. Just carry liability and comp (theft, weather, etc). This should run 1/3 the cost of full coverage. If you crash bad enough (and live) to need full coverage, just dispose of what's left of the bike and report it stolen!!
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