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BIKELAND > FORUMS > ZX-14.com > Thread: 2012 Zx14 insurance is insane NEW TOPIC NEW POLL POST REPLY
epd345


Pro
Posts: 1491
posted May 02, 2012 06:51 AM        
2012 Zx14 insurance is insane

My 07 was under 600 for the year. 2012 is over double that at 1147 a year. My agent cant explain why the increase. I think it's insane.
____________
2012 ZX14, Ceramic Coated Brock's CT Meg, PCV, throttlemeister

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shawnski


Pro
Posts: 1809
posted May 02, 2012 06:54 AM        
Looks like is time to shop around..
____________



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WRECKSHOP


Expert Class
Posts: 358
posted May 02, 2012 06:58 AM        
Geico
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bizzsteve


Novice Class
black ZX14R 2012
Posts: 54
posted May 02, 2012 07:18 AM        
Ryder insurance 375.00 a year PA.
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zx12mark


Pro
Posts: 1419
posted May 02, 2012 08:08 AM        
statefarm told me 393.00 a year full coverage 500 deductible....my 2000 12r is 275 for the same......
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SteveWFL


Moderator
Posts: 27832
posted May 02, 2012 09:26 AM        
Yeah...cheap in FL
____________
2010 Concours14
'08 R1 YAMAHA
ZX14 gone!
CBR600RR track bike

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GixxerJohn


Zone Head
2012 zx14R SE
Posts: 537
posted May 02, 2012 09:35 AM        
quote:
Ryder insurance 375.00 a year PA.
yeah thats for liability. I live in your area have rider insurance. And pay 1700 a year for full coverage,almost 40 and no accidents.
____________
2012 ZX14R SE

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drewzx-14


Zone Head
Andrew
Posts: 553
posted May 02, 2012 09:41 AM        Edited By: drewzx-14 on 2 May 2012 16:54
That's insane. I need to move down south or find an address. New york is impossible to find good rates for motorcycle insurance. I got a quote for my 09 r1 with progressive for full coverage with 500 deductible for 2,600 for the year. I am 26, married, with no accidents or tickets and excellent credit. I haven't really shopped around because once they told me that I was discouraged. It's almost impossible. Theoretically, if I do not have an accident within four years, I could have bought another bike cash. It's a rip-off! I'm also considering buying a 14r at the end of the year as a second bike but that's depressing to add to the consideration of purchasing. I wonder why the rates are so high. Back in 06 I had a 14 and a CBR1000RR, the 14 was cheaper to insure then the CBR. The 14 was new and the CBR was two years old at that time. It's all a scheme.
____________
2009 Yamaha R1-SOLD!
2013 Zx-14R Green ABS

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1badzx12r


Needs a life
Posts: 8321
posted May 02, 2012 09:49 AM        
quote:
if I do not have an accident within four years, I could have bought another bike cash. It's a rip-off!



amagine that.... insurance companys out to make money .. what this world coming to..
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http://www.youtube.com/watch?v=S06nIz4scvI

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justoyz2


Zone Head
Justoyz Racing
Posts: 852
posted May 02, 2012 09:49 AM        
check your credti score.... it directly effect your insureance

____________
2012 zx14R, 2011 zx10R, 2008 zx10, 2007 zx10 Turbo.....

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BIG BLUE_ZX14


Expert Class
Posts: 374
posted May 02, 2012 10:48 AM        
Going from my 2007 ZX14 to 2012 ZX14R my insurance only jumped about $8 a month...same exact policy.
____________
2012 Blue on Black ZX14R with Go Faster Stuff...
2007 Blue ZX14 Gone...

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KoflaOlivieri


Expert Class
Posts: 298
posted May 02, 2012 10:57 AM        
Insurance rates are insane. I am 56 years old, haven't been in an accident in the last 20 years. In Philadelphia I am paying $900.00 full coverage for my 2010 ZX-14.
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Riding My Own Biography: (MotoVlog)
2010 Kawasaki ZX-14
1985 Yamaha V-Max 1200
1977 Kawasaki KZ 1000
1975 Kawasaki Z1 900
1974 Kawasaki H2 750
1972 Kawasaki H2 750

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TH1RT3EN


Zone Head
Trial And Error Control
Posts: 722
posted May 02, 2012 11:09 AM        
Im with State Farm,
My insurance was $368/yr full coverage for my 09, i have the same policy for my 2012 and its only $396/yr full coverage. My deductable is 250.

plus i laid my 09 down in november of 2010 and it didnt go up..

Patrick
____________
There is a fine line between Fear and Respect

When I was a kid i used to........... Wait I Still Do That!

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drewzx-14


Zone Head
Andrew
Posts: 553
posted May 02, 2012 11:15 AM        
quote:
Im with State Farm,
My insurance was $368/yr full coverage for my 09, i have the same policy for my 2012 and its only $396/yr full coverage. My deductable is 250.

plus i laid my 09 down in november of 2010 and it didnt go up..

Patrick


Where do you live? How old are you?
____________
2009 Yamaha R1-SOLD!
2013 Zx-14R Green ABS

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epd345


Pro
Posts: 1491
posted May 02, 2012 11:18 AM        
My policy just carried over as well. I also have a clean driving record. I have progressive.
____________
2012 ZX14, Ceramic Coated Brock's CT Meg, PCV, throttlemeister

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epd345


Pro
Posts: 1491
posted May 02, 2012 11:22 AM        
Big blue. Who u using?
____________
2012 ZX14, Ceramic Coated Brock's CT Meg, PCV, throttlemeister

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bizzsteve


Novice Class
black ZX14R 2012
Posts: 54
posted May 02, 2012 11:45 AM        Edited By: bizzsteve on 2 May 2012 19:14
Rider full coverage 500 deductable over 40 good credit not in city 375.00 per year 35 dollars more than my 2008/109 Boulevard.
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BlackMagic14


Needs a job
Posts: 2057
posted May 02, 2012 01:30 PM        
I am with geico and pay 546 a year full coverage but what I am still trying to figure out is how 1147 is over double of 600?!? Fiik
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Rob7R


Expert Class
More balls than brains.
Posts: 190
posted May 02, 2012 01:35 PM        
Well, he said under 600... So maybe.
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Current bike- 07 ZX14 black with D&D cans, PC3, 43t rear sprocket, 6 inch extensions, roaring toys lowering links. Muzzy Bonneville Pro, TRE Velocity stacks, Puig DB windscreen, Sargent seat, Heli-risers, and throttlemeisters.

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BIG BLUE_ZX14


Expert Class
Posts: 374
posted May 02, 2012 02:14 PM        
quote:
Big blue. Who u using?


State Farm
____________
2012 Blue on Black ZX14R with Go Faster Stuff...
2007 Blue ZX14 Gone...

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TH1RT3EN


Zone Head
Trial And Error Control
Posts: 722
posted May 02, 2012 07:44 PM        Edited By: TH1RT3EN on 3 May 2012 02:48
quote:
quote:
I'm with State Farm,
My insurance was $368/yr full coverage for my 09, i have the same policy for my 2012 and its only $396/yr full coverage. My deductible is 250.

plus i laid my 09 down in November of 2010 and it didn't go up..

Patrick


Where do you live? How old are you?


i live in a town just outside Indianapolis, IN (technically I'm 18 miles from the center of the city so says MapQuest, i would say more like 15)

I'm 32 years old...
____________
There is a fine line between Fear and Respect

When I was a kid i used to........... Wait I Still Do That!

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mma-tv


Expert Class
Posts: 147
posted May 02, 2012 07:47 PM        
2002 speed triple was $192/yr. 2012 zx14 is $950/yr.
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TH1RT3EN


Zone Head
Trial And Error Control
Posts: 722
posted May 02, 2012 07:50 PM        
i might add... I have been with State Farm for 8 years now and i know that helps..

Patrick
____________
There is a fine line between Fear and Respect

When I was a kid i used to........... Wait I Still Do That!

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Topnikko


Parking Attendant
Posts: 16
posted January 25, 2013 04:46 PM        Edited By: Topnikko on 25 Jan 2013 23:48
2012 ZX-14R SE, 2001 Honda GL1800, 2000 Yamaha Roadstar & 1993 Suzuki GS500 and I pay $619 per year for all four bikes through Geico.
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frEEk


Administrator
ummm... yeah
Posts: 9506
posted January 25, 2013 05:30 PM        Edited By: frEEk on 26 Jan 2013 00:31
Holy fuck, don't you pussies dare whine. Basic insurance (liability only, and only $200k at that) WITH full discount from a clean 7 year record runs $1200 a year here. About $2000 for a new driver. Add a couple hun for a more realistic $2M liability coverage. And double that (at least) for collision and comprehensive coverage.
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