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BIKELAND > FORUMS > ZX12R ZONE.com > Thread: insurance NEW TOPIC NEW POLL POST REPLY
aliveagain


Needs a life
Posts: 5033
posted July 05, 2004 11:59 AM        
insurance

I'm paying alot just for collision,($850)and am wondering how long everyone holds on to full coverage befor they say the payouts not worth it?I just paid the basic of $186 for 9 mo.policy and I don't know if its worth the extra coverage.Does anybody know how much a 2000 ZX12R gets on a total? thanx
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TurboBlew


Moderator
BUSY DOING THE SCHIAVO
Posts: 4558
posted July 05, 2004 12:04 PM        
Insurance is a gamble. When the bike was worth $12000... a $1000 bet that it would be covered in a total loss is considered smart.
Now with values around $6k.... its up to you to decide.
Me personally...its not. I usually drop full coverage after the 1st yr.
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Outlaw1


Zone Head
Posts: 803
posted July 05, 2004 01:26 PM        
I pay 500 a year for two 02 ZX12's full coverage,

No tickets
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zx12richard


Pro
The Green Monster..
Posts: 1133
posted July 05, 2004 02:03 PM        
290 a year full coverage on 2000 zx12r... State Farm
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Hells Dark Lord


Needs a life
living life, and loving it.
Posts: 7981
posted July 05, 2004 08:44 PM        
all I can tell you all is dont move to KY....they fukn rape you hear...Progressive quoted me $5000 a year.....I keep relatively high insurance levels on everything, I believe in having more than I will need just incase I ever need it....lol But I got it for about a $1000 a year through USAA.....but that is still double what I paid in GA when I was stationed there.....
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jhinderliter


Zone Head
Hacksaw
Posts: 535
posted July 06, 2004 02:05 AM        
300 full coverage state farm
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